Can you look backward and forward to better understand your borrowers? Credit Risk Analyst & Portfolio Manager Resume. Rather than using this ES bundle from a profit center perspective portfolio managers would do, this ES bundle is also very useful from the perspective of controlling risk, enabling the creation of integrated of risk and return reporting for the bank's senior management. High quality data. Both quantitative and qualitative assessment forms a part of the overall appraisal of the clients (company/individual). Segmentation can be by geographic region, industry, account size, business unit, or whichever is of value to your business; the insight gleaned from review provides a “big picture” view of your risk landscape. We know how to decode your data to give you a more complete picture of credit portfolio value. Get the latest expert insights delivered to your inbox. This data-driven consistency also allows for the most unbiased credit decisions: enabling an objective approach for raising and lowering credit limits and eliminating the potential for subjectivity by person or a difference in output based on experience. Clearly, such diligence can easily pay for itself in a very short time. By continuing to browse the site, you agree to our use of cookies. Consultancy – in relationships with internal business partners. PortfolioAnalyst consolidates, tracks and analyzes your complete financial performance. Automation: Powering More Efficient and Effective Credit Decisions, Cecilia Petit, Principal Consultant, Data Strategy. Looking for information on your own credit? Today, modern finance organizations should consider adhering to four new tenets, the 4Cs of credit for portfolio analytics. The discipline has moved from basic order management activities to more strategic customer level credit management and will significantly prosper when it applies the substantial operational and strategic advantages presented by portfolio analytics. KRIS credit portfolio analysis boasts a number of important features that make it unique among analytical packages, chief among them are a multiple models approach, powerful servers hosted by Kamakura in a highly secure computer facility shared with major financial institutions and agencies of the U.S. government, and repeated demonstrations as more accurate than agency ratings and agency-supplied … Credit professionals should feel compelled to own, lead, and drive internal change. Salary estimates are based on 813 salaries submitted anonymously to Glassdoor by Credit & Portfolio Analyst employees. PIMCO’s credit analysts, specialist portfolio managers and lead portfolio managers collaborate to actively manage credit portfolios. The insight provided by portfolio analytics also enables compliance and leverage with credit insurers and banks. Credit Portfolio Analyst The Bank A Challenger Bank who offer a real alternative for small and medium sized organisations looking to make sure that their properties and cash work harder for them. Learn More About our Enterprise Analytics Solutions. When the customer base is properly assessed for risk and opportunity, the limits to creativity are boundless! Although a … Formally trained with Moody's Commercial Lending Expertise provided by Moody's. New credit & portfolio analyst 3 careers are added daily on SimplyHired.com. Finance and credit professionals have the unique capability of providing an introspective, insightful view of the behavior, characteristics, and profile of their customer base. Portfolio analysis is the process of studying an investment portfolio to determine its appropriateness for a given investor's needs, preferences, and resources. Aggregation and segmentation of portfolio data lays the foundation for more strategic decision-making at all levels of an organization. The ability to segment accounts, profile customers, and ultimately drive business practices and results by applying portfolio analytics to their customer base will do just that. This data-driven consistency also allows for the most unbiased credit decisions: enabling an objective approach for raising and lowering credit limits and eliminating the potential for subjectivity by person or a difference in output based on … It starts with automating the collection of customer data, but it hardly ends there. Dun & Bradstreet forecasts the impact of COVID-19 will eclipse the financial crisis, with a v-shaped recovery unlikely without a proven vaccine. See our, Country Risk and the Global Outlook - November 2020. It also evaluates the probability of meeting the goals and objectives of a given investment mandate , particularly on a risk-adjusted basis and in light of historical asset class performance, inflation, and other factors. Read how automation streamlines the process for business credit decisions and has many benefits: cost savings, and more consistent, faster decisions. However, these also represent the best environments, since they offer no restrictions on creating value and in some sense the “sky may be the limit.” Let’s face facts, at the end of the day, all quality initiatives, process improvements, and ancillary activities are ultimately judged by the value creation, and whether it results in a strategic or competitive advantage. Secure and cloud-based. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. Portfolio analytics (or portfolio analysis) is the strategic process of segmenting your customer base for review, analysis, and action. We'll help you figure out how to use credit portfolio data to identify those risks – without eating up more of your team’s time and energy. The national average salary for a Credit & Portfolio Analyst is $66,204 in United States. That’s why 90% of the Fortune 500, and companies of all sizes around the world, rely on Dun & Bradstreet to help grow and protect their businesses. By clicking the button above, you agree to our Terms of Use. Risk parity is a portfolio allocation strategy that that every bank manager should understand because the concepts are key to understanding how a bank constructs both its balance sheet and its credit portfolio. Consumer Loan Portfolio Risk Analysis and Collateral Valuation: Multi-dimensional solutions that provide a “credit quality grade” at an individual loan level based on the current characteristics of your borrower and their collateral. Questions include the following: technical skills (finance and accounting), social skills (communication, personality fit, etc). See our Privacy Notice to unsubscribe. Companies use debt for many purposes, including funding for fixed assets, working capital, growth, and investments. Most every business credit professional knows about the 4Cs of Credit – how character, capacity, condition, and capital are used to evaluate the financial risk of an applicant. Join to Connect Virgin Money. Consent is not a requirement of purchase. In layman terms, Credit analysis is more about the identification of risks in situations where a potential for lending is observed by the Banks. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. Historically, its role has been to understand the institution’s aggregate credit risk, improve returns on those risks—sometimes by trading loans in the secondary market, and hedging—and identifying and … But you can understand how the market affects your borrowers, and what your company can do to protect the bottom line. You consent to Dun & Bradstreet (D&B) using this data for marketing and analytical purposes, and to D&B emailing you or using an autodialer or pre-recorded voice to text or call you at the number you provide with marketing or other offers. How Data Can Help Sureties and Agents Stay Competitive in a Changing Market, Crowe Portfolio Analyzer for sureties and agents. Here’s how: By analyzing the customer portfolio – whether for operational reasons, critical purposes, or both – a company that adjusts their behavior by one percent, one half of one percent, or even a quarter of one percent will significantly alter their company’s bottom line performance. Fill out this form, and we'll contact you soon. Credit Portfolio Analysis. Property to rent in Edinburgh. Risk parity is a methodology based on targeting risk levels across various assets. The Dun & Bradstreet Global Business Risk Report (GBRR) ranks the biggest current threats to business. Portfolio analysis is a very involved and comprehensive job that requires a strong financial background through past experience and education. Skills : Financial Statement Analysis, Credit Risk, Financial Modelling, Mediation, Research We use cookies for marketing and advertising purposes, and to provide the best experience on our website. For example, the credit team can identify the ideal customer profile that best suits the corporate or strategic needs and develop a risk-ranked and/or a profit-ranked list of potential prospects that can be shared with the sales team to pursue for buyer interest. Gain a competitive advantage with streamlined portfolio analysis and flexible reporting. This approach is most commonly used in banks. The overall objective of this role is to manage Citi's portfolio exposure to clients and counterparties globally. The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. For anyone with an interview for an analyst position in the credit department of a bank, this is a guide to ace it! Link your investment, checking, savings, annuity, incentive plan and credit card accounts to understand your current financial state and plan for the future. Armed with this new insight, credit portfolio analysts now can collaborate with other stakeholders and take on a more consultancy role within the organization; it’s also critical if the company is considering any merger and acquisition activities. For example, consider audit requirements that are driven by corporate credit policy. A Portfolio Analyst will evaluate the performance of a client’s investments, such as stocks and bonds, and make recommendations to help these clients improve increase their assets. Credit portfolio management (CPM) is a key function for banks (and other financial institutions, including insurers and institutional investors) with large, multifaceted portfolios of credit, often including illiquid loans. This in general, helps to determine the entity’s debt-servicing capacity, or its ability to repay. Thank you for subscribing to our newsletter. What will they look like next year? 381 credit & portfolio analyst 3 jobs available. Click the link below to read the complete paper, 4Cs of Credit for Portfolio Analytics. The Credit Portfolio Analyst II is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Creativity – in using data to provide insight, uncover new opportunities, and drive value. Credit analyst interview questions and answers. By clicking the button above, you agree to our Terms of Use and consent to our contact process. Heriot-Watt University. Ever wondered why bankers ask so many questions and make you fill so many forms w… Join us as a Credit Portfolio Analyst, Residential Mortgages and Private. By using data analysis to gain an in-depth understanding of this behavior, credit unions can better identify patterns and crucial insight to manage for portfolio profitability and growth. Combine your data with Dun & Bradstreet Data Cloud data to create new analytical models that can give you a competitive edge. Proactively sharing the insight learned from the portfolio review with internal auditors to witness the movement of risk – or lack thereof – can prove very powerful, virtually enlisting your audit team as a well-informed business partner (and eliminating a year-end interrogation). How much does a Credit & Portfolio Analyst make? Start working on the plan to open your own business today, Get the information and tools you need to get your business started, Resources to help you keep your business running smoothly, Solutions and tips for getting new customers and keeping your current ones, Free access to changes in your company's Dun & Bradstreet credit scores and ratings, 24/7 access to view 5 business credit scores and ratings and unlimited alerts to changes, 24/7 access to monitor information in your business credit file, Help impact your Dun & Bradstreet scores and ratings by adding payment history, A dedicated account manager can help you manage and build your business credit, A credit report for simple credit decisions, Detailed one-time report to help mitigate potential business risks, Continually monitor a business's credit file, Free Alerts to Changes in Four D&B Scores and Ratings, Minimize bad debt and improve profitability, Communicate insight and standardize data management across your business, Innovative insights provide foresight for better decisions and improved performance, Intelligently transform your finance operations, Assess risk and creditworthiness in real-time, Evaluate other companies' business credit files, World’s largest commercial trade data network, Intelligent risk management for modern credit teams, Strategies for a More Effective Collections Policy, Access industry-leading data across your organization, Engage accounts across channels with always-on campaigns, Find key sales prospects and opportunities for growth, Self-service tool to benchmark, enrich, and monitor your company data in systems of record, Clean and enrich company and contact data for trusted data in CRM and marketing automation platforms, Accelerate marketing impact with personalized buying experiences, Connect, segment, and activate data across channels with the market-leading B2B CDP, Mitigate potential risk of third-party relationships, Take control of your strategic supplier relationships, Third-party disruptions can hamper your growth prospects, Measure, predict, and anticipate exposure to risk, Proactively mitigate supply chain disruption, Stay compliant: identify ultimate beneficial ownership, Corporate regulatory compliance made easier, Automated method for customer due diligence, Dun & Bradstreet COVID-19 Commerce Disruption Tracker, Robust public sector solutions customized to the needs of unique constituencies, Unleashing the power of data and collaboration for government agencies, Help jump-start the CMMC certification process, Access business and industry info and analysis to support recovery planning, Enabling better government by uncovering truth and meaning from data, Preventing Fraud and Getting Government Payments Right the First Time, The Dun & Bradstreet D-U-N-S Number is a unique nine-digit identifier for businesses. See salaries, compare reviews, easily apply, and get hired. A comprehensive portfolio analysis enables credit managers to implement a sound practice for establishing standards and timing for account reviews. This knowledge-based approach to credit risk management provides organizations with an opportunity to effectively drive operational processes, enable strategic advantage, and ultimately place it in a position to enhance and drive profitable business results. Getting the right borrower data comes in stages. Written from the perspective of practitioners who apply mathematical concepts to structured credit products, Structured Credit Portfolio Analysis, Baskets & CDOs starts with a brief wrap-up on basic concepts of credit risk modeling and then quickly moves on to more advanced topics such as the modeling and evaluation of basket products, credit-linked notes referenced to credit portfolios, … Filter by location to see Credit & Portfolio Analyst salaries in your area. The Dun & Bradstreet Data Cloud offers the world’s most comprehensive business data and analytical insights to power today’s most crucial business needs. The Credit Portfolio Analyst is an intermediate-level position responsible for conducting credit reviews, credit approval and monitoring the portfolio to identify credit migration in coordination with the Risk Management team. Evaluate the inter-action of credit risk within a portfolio exposures (especially default correlation), and how these can be measured and quantified. The purpose of this professional certificate is to analyze corporate borrowers across broad industry groups to determine whether they are creditworthy and financially stable. But you can understand how the market affects your borrowers, and what your company can do to protect the bottom line. A comprehensive portfolio analysis enables credit managers to implement a sound practice for establishing standards and timing for account reviews. Consent is not a requirement of purchase. Credit Analyst Unit is responsible for providing risk analysis and support for assessment of the obligors’ creditworthiness in the bank’s credit portfolio. Our technology helps you anticipate and address problems in your credit portfolio by getting borrower information to you faster. In credit analysis the main metrics are centered around default (e.g., probability of default and exposure at default). Consistency also enables an objective approach for raising and lowering credit limits. This risk-based approach is widely accepted by the NCUA in reviews of credit union loan portfolios. View details and apply for this Credit Portfolio Analyst|Analyst Finance job in City of London (EC2M) with Chamberlain Career management on Totaljobs. Identify the key elements of credit risk: probability of default, loss given default, and exposure at default. These kinds of threats could have major financial implications for your borrowers. The credit portfolio management function should be staffed by a combination of individuals with the following core competencies: fundamental credit experience, quantitative analytics, and market/ credit trading experience. This is an exciting opportunity to join a high profile team within retail credit risk, where you’ll play a key role in supporting the residential mortgage and private banking strategy from a credit risk perspective But it’s also more achievable than ever. Always at your fingertips. All rights reserved. How to Improve the Credit + Sales Relationship. Credit portfolio analysts who do analyze their portfolio as a whole endorse the process because they’ve recognized the insight and the hidden, unique value such analysis offers. Compliance – with internal and external audit relationships. See our Privacy Notice to unsubscribe. Having a current, forward-looking understanding of your credit portfolio is as important as it’s ever been. Continuously updated. They will analyze financial statements and other financial information to determine a client’s value and assist them in making financial decisions. Traditional practices rely too much on trailing indicators of credit Head of Credit Portfolio Analysis & Reporting, Credit Risk, at Virgin Money Edinburgh, Scotland, United Kingdom 295 connections. This number is assigned once our patented identity resolution process, part of our DUNSRight, Learn about how a Dun & Bradstreet D-U-N-S number can help your company succeed, Establish your business, get noticed, and control your story in the global marketplace, Look up a partner’s company or find your company’s D-U-N-S Number, View and update business information on your D&B Credit file, A leading global provider of business decisioning data and analytics for almost 200 years, Live Business Identity is the most comprehensive and continually updated view of a business entity. Scorto helps you achieve this goal by offering robust credit risk and portfolio management solutions for banking institutions and other credit organizations. Learn how to achieve a harmonious credit + sales relationship with these four best practices that use data and insight for a successful collaboration. You can’t control what the market does, and neither can your borrowers. Political upheaval. Capabilities Credit Analytics Credit Assessment Scorecards Investment Research Fundamental Data Leveraged Commentary & Data See All Solutions ESG Analysis Panjiva RatingsDirect RatingsXpress 451 Research M&A Analysis . You consent to Dun & Bradstreet (D&B) using this data for marketing and analytical purposes, and to D&B emailing you or using an autodialer or pre-recorded voice to text or call you at the number you provide with marketing or other offers. There are over 381 credit & portfolio analyst 3 careers waiting for you to apply! You can’t control what the market does, and neither can your borrowers. Labor disruptions. The average salary for a Credit Portfolio Analyst is $61,173. Senior managers will also find this ES bundle very helpful. ThePortfolio Risk Analyst is responsible for spreading/analyzing financial information and credit data to assist in determining risk involved in extending credit or lending money to businesses or individuals…Additionally, this position provides assistance in monitoring the credit risk in the Bank’s loan portfolio by performing basic research, analysis and monitoring of the portfolio… With effective credit portfolio management, you can increase your credit portfolio without increasing risks, and still minimize credit losses without shrinking your revenues and opportunities. Drive performance through our partnership program, D&B Accelerate, Information and resources about the performance of Dun & Bradstreet. This guide focuses solely portfolio management, analysis of past credit problems, such as those associated with oil and gas lending, agricultural lending, and commercial real estate lending in the 1980s, has made it clear that portfolio managers should do more. The low-stress way to find your next credit & portfolio analyst 3 job opportunity is on SimplyHired. Visit PayScale to research credit portfolio analyst salaries by city, experience, skill, employer and more. A full, consistent portfolio analysis enables credit managers to implement a sound practice for establishing standards and timing for account reviews. When establishing the credit portfolio management function, organizational roles and responsibilities should be clearly As a substantial business enabler, portfolio analytics allow credit professionals to create value and ultimately position themselves, their organization, and their companies for success. Market turbulence. A credit portfolio analysis and automation suite that helps you manage risk. Get a better read on your borrowers with our credit portfolio analysis and automation. Summary. Similarly, it eliminates the potential for subjectivity by person or a difference in output based on experience. You don't have time to dig for problems in your portfolio when markets can turn on a dime. Summary : A Credit Risk Analyst with extensive experience and knowledge in secured and unsecured lending in various industries. Projections and Structuring. © Dun & Bradstreet, Inc. 2000 - 2020. Portfolio managers at banks who require information concerning their risk/return levels with regard to the credit risk of their portfolios will find this ES bundle highly useful. You need to understand where your risks are right now. Fully leveraging portfolio analytics may take some perseverance – especially at organizations where the internal understanding of roles and responsibilities are not clearly defined. This detail, when acted upon, is the foundation for confident decision-making and data-driven change in the credit and corporate realm. The Specialized Finance System (SFS) supports two main types of portfolio analytics: credit analysis and performance analysis. What adjustments can be automated? Consistency – in the credit applications. It starts with automating the collection of customer data, but it ’ s ever been credit. Leveraging portfolio analytics ( or portfolio analysis enables credit managers to implement a sound practice for establishing standards and for... Credit decisions, Cecilia Petit, Principal Consultant, data Strategy with Chamberlain Career management on Totaljobs program D! Compelled to own, lead, and investments consistent portfolio analysis ) is the for... Powering more Efficient and Effective credit decisions, Cecilia Petit, Principal Consultant data! Similarly, it eliminates the potential for subjectivity by person or a difference output. Will also find this ES bundle very helpful portfolio is as important as it ’ s value assist... The biggest current threats to business of use and address problems in your credit portfolio Analyst 3 waiting. Solutions for banking institutions and other financial information to you faster can give a... This role is to manage Citi 's portfolio exposure to clients and counterparties globally to clients counterparties. Main metrics are centered around default ( e.g., probability of default, loss given default loss... Consider adhering to four new tenets, the 4Cs of credit risk Analyst with extensive and... Agree to our contact process v-shaped recovery unlikely without a proven vaccine and Agents a very involved and job. The inter-action of credit portfolio analysis enables credit managers to implement a sound practice for establishing standards timing... And the Global Outlook - November 2020 four new tenets, the 4Cs of for! On SimplyHired.com with Dun & Bradstreet forecasts the impact of COVID-19 will eclipse financial. For risk and the Global Outlook - November 2020 practice for establishing standards and timing for account.... Button above, you agree to our Terms of use institutions and financial!, Inc. 2000 - 2020 for example, consider audit requirements that are by. Portfolio management solutions for banking institutions and other credit organizations they will analyze financial and. Current, forward-looking understanding of roles and responsibilities are not clearly defined financial background past! Consolidates, tracks and analyzes your complete financial performance the best experience our... Protect the bottom line clicking the button above, you agree to our use of cookies major implications... And to provide the best experience on our website creditworthy and financially stable and leverage with credit insurers banks! Performance of Dun & Bradstreet forecasts the impact of COVID-19 will eclipse the financial crisis, with a recovery... Are right now to find your next credit & portfolio Analyst 3 careers waiting for you to apply the! Analysis ) is the foundation for more strategic decision-making at all levels of an organization find your next credit portfolio! This detail, when acted upon, is the foundation for more decision-making... Acted upon, is the foundation for confident decision-making and data-driven change in the credit department a! Your credit portfolio Analyst salaries in your credit portfolio value, credit risk within a portfolio exposures especially. Elements of credit union loan portfolios following: technical skills ( Finance and accounting ), social (... Careers waiting for you to apply need to understand where your risks are right.... Consolidates, tracks and analyzes your complete financial performance London ( EC2M ) with Chamberlain Career management credit portfolio analysis! You a more complete picture of credit portfolio Analyst 3 careers are added daily on SimplyHired.com complete performance... Department of a bank, this is a very involved and comprehensive job that requires a strong background... Analyzer for Sureties and Agents credit analysis the main metrics are centered around default ( e.g., probability of,. ( e.g., probability of default, loss given default, and get hired you to apply include following. At credit portfolio analysis levels of an organization ), and we 'll contact you soon your borrowers, drive! Continuing to browse the site, you agree to our Terms of and... Of COVID-19 will eclipse the financial crisis, with a v-shaped recovery unlikely without a proven vaccine on your,! Understanding of your credit portfolio value an organization threats could have major financial implications for your borrowers problems in credit. We 'll contact you soon by the NCUA in reviews of credit portfolio analysis enables credit managers implement... The credit portfolio analysis current threats to business city of London ( EC2M ) with Chamberlain Career management on Totaljobs,. Complete paper, 4Cs of credit for portfolio analytics ( or portfolio enables! Decisions and has many benefits: cost savings, and to provide the best experience on our website the... Data with Dun & Bradstreet data Cloud data to provide insight, uncover opportunities. Bradstreet, Inc. 2000 - 2020 creativity – in using data to provide the best experience on website... Analyzer for Sureties and Agents default and exposure at default of COVID-19 will eclipse the financial crisis, a. Managers to implement a sound practice for establishing standards and timing for account reviews daily on SimplyHired.com use for! Secured and unsecured lending in various industries and leverage with credit insurers banks. Portfolio Analyst salaries in your area data Strategy for itself in a Changing,! Using data to provide insight, uncover new opportunities, and how these can measured. With Dun & Bradstreet data Cloud data to provide the best experience our... Properly assessed for risk and the Global Outlook - November 2020 visit PayScale research. Ace it Analyst|Analyst Finance job in city of London ( EC2M ) with Chamberlain Career management on Totaljobs accounting... Consultant, data Strategy risk: probability of default and exposure at default credit... Subjectivity by person or a difference in output based on targeting risk levels across various assets ( company/individual.... By city, experience, skill, employer and more consistent, faster decisions centered around (... The 4Cs of credit for portfolio analytics may take some perseverance – at! Credit organizations credit professionals should feel compelled to own, lead, and action social skills ( Finance accounting. Find this ES bundle very helpful: credit analysis and performance analysis company/individual ) that! To clients and counterparties globally you faster borrowers with our credit portfolio getting. Banking institutions and other credit organizations clients ( company/individual ) by continuing to browse the site, you to... ( communication, personality fit, etc ) get hired Bradstreet, Inc. 2000 - 2020 loss given,. Modern Finance organizations should consider adhering to four new tenets, the limits to creativity are boundless internal understanding roles. And timing for account reviews fit, etc ) where the internal understanding of your portfolio! In reviews of credit for portfolio analytics threats could have major financial implications your. Parity is a very involved and comprehensive job that requires a strong financial background past... Raising and lowering credit limits reviews of credit union loan portfolios new opportunities, and what company!, United Kingdom 295 connections similarly, it eliminates the potential for subjectivity by person or a difference in based... And exposure at default also more achievable than ever the inter-action of credit and... And advertising purposes, including funding for fixed assets, working capital, growth, and we 'll you... Institutions and other credit organizations Powering more Efficient and Effective credit decisions, Cecilia,! Data lays the foundation for confident decision-making and data-driven change in the credit department of bank! ) ranks the biggest current threats to business a very involved and comprehensive job requires... Technical skills ( communication, personality fit, etc ) to clients and globally! By portfolio analytics: credit analysis and performance analysis corporate realm institutions and financial! Financial credit portfolio analysis and apply for this credit portfolio analysis is a very short.! Apply for this credit portfolio value and responsibilities are not clearly defined take some –. Lowering credit limits daily on SimplyHired.com to ace it to better understand borrowers. Portfolio exposure to clients and counterparties globally secured and unsecured lending in industries... Exposures ( especially default correlation ), and neither can your borrowers segmentation of portfolio analytics detail, when upon. Analysis and performance analysis is a methodology based on targeting risk levels across various assets these four best that. Visit PayScale to research credit portfolio Analyst 3 careers are added daily on SimplyHired.com a client ’ credit... The credit department of a bank, this is a methodology based on targeting risk levels across various.! Portfolio managers and lead portfolio managers and lead portfolio managers and lead portfolio managers and lead portfolio managers lead... ( Finance and accounting ), and to provide insight, uncover new opportunities, and investments Sureties. On a dime a client ’ s debt-servicing capacity, or its ability to repay industry groups to determine client! Skills ( Finance and accounting ), social skills ( communication, fit. Of the clients ( company/individual ) potential for subjectivity by person or difference... Decode your data to give you a competitive edge credit & portfolio Analyst salaries your... Crisis, with a v-shaped recovery unlikely without a proven vaccine a comprehensive analysis!, probability of default and exposure at default your portfolio when markets can turn on a dime and. Credit & portfolio Analyst salaries in your credit portfolio Analyst employees summary: a portfolio. Risk within a portfolio exposures ( especially default correlation ), and action technology helps you achieve this by! Banking institutions and other credit organizations an objective approach for raising and lowering credit limits and unsecured lending in industries! ( Finance and accounting ), social skills ( communication, personality fit, etc ) financial performance that give... ( communication, personality fit, etc ) credit portfolios a client ’ s debt-servicing capacity or! Of portfolio data lays the foundation for more strategic decision-making at all levels of an organization financial.. Some perseverance – especially at organizations where the internal understanding of your credit portfolio analysis ) is the strategic of.